Pac West is wishing you a Happy New Year!!!

Vive Lounge New Years Eve Party 2014

NYE 2014- Dancing, bottle service, great vibe!

For more information click the link

http://vivelounge.com/events-new/

NEW YEAR'S EVE Illusion Show at Beverly Wilshire

Tuesday, Dec 31 7:00p

World-renowned Illusionist Ivan Amodei stars in his critically acclaimed Intimate Illusions show at the famed Beverly Wilshire Hotel in Beverly Hills.

A celebrity favorite, his hit show now in its 3rd year in the historic hotel has been voted 5 Star and the #1 attraction in Beverly Hills by TripAdvisor.

Held in the stunning Le Grand Trianon Theater at the hotel, this 90-minute performance cleverly combines world-class magic, story-telling, audience participation, mind-games, dangerous stunts andincredible live music by a concert cellist, all presented with an entertaining theatrical twist.

It's been called "Spectacular!" by BroadwayWorld and L.A. Confidential hails it's "Legendary!" With SIX People's Choice Awards come see why critics and audiences say you have to see this show LIVE.

http://www.zvents.com/beverly_hills_ca/events/show/367410363-new-years-eve-illusion-show-at-beverly-wilshire

New Year Eve Masquerade Ball Fontana CA

New Year Eve Masquerade Ball

Tuesday, Dec 31 8:00p

Sierra Lakes Country Club

Fontana CA

A sold-out event every year, this year’s New Year’s Eve Masquerade Ball will be held at Sierra Lakes in Fontana. Brought to you by Stansell & Cheeks and Smith & Cameron Entertainment. This is one party you do not want to miss! It’s the perfect way to start off a new year. Get dressed to the nines and put on your favorite masquerade masks, enjoy a sumptuous dinner, take advantage of the overflowing bar all night, enjoy live entertainment/band and #1 DJ to rock in the New Year! Top off your night off with a champagne toast at midnight and party favors to keep your night festive.

Thinking about making your New Year’s even more special? Consider a VIP ticket – please call for more details.

What's the Dress Code?
New Year’s Eve is a FUN night! Be festive and think Masquerade Ball ! Men wear your sharpest suits and ladies get dolled up in your favorite party dress! Don't forget your mask for this soiree.
How to get tickets?
Tickets for the New Year’s Eve Masquerade Ball are being sold now, so be sure to purchase them early to ensure an unforgettable New Year’s Eve experience . Tickets available on Eventbrite, www.stansellenterprises.com or directly from Stansell, 951-538-8122; Cheeks, 951-377-9733; Smith, 951-538-8124; Cameron, 909-784-9375

New Year’s Eve Masquerade Ball ( Brought to you by Stansell & Cheeks and Smith & Cameron )
Tuesday, December 31, 2013
8:00 PM - 2:00 AM
8:30 - 10:00 PM - Dinner Served
Sierra Lakes Golf Club
16600 Clubhouse Drive
Fontana, CA 92336For more information click the link below:

http://www.zvents.com/fontana_ca/events/show/368494711-new-year-eve-masquerade-ball

Holiday Lights of Delmar Fairgrounds

The Holiday of Lights at the Del Mar Fairgrounds is a spectacular drive-through light show and exhibit, themed for the holiday season, with more than 400 crowd-pleasing, family-oriented displays. The displays are organized into themes, which include: Candy Cane Lane, Toy-land, San Diego County Fair, Treasures by the Lake, Del Mar Racetrack, the Twelve Days of Christmas and Elves at Play.

When: November 2014 (TBA) - January 2015 (TBA)

This holiday season, San Diego’s traditional Holiday of Lights will take a one year break to recharge as preparations get underway to widen the turf track of the world famous Del Mar Race Track. Next year, Holiday of Lights will return brighter than ever to illuminate the Del Mar Fairgrounds.
(Closed on  Mondays)
Where: Del Mar Fairgrounds
2260 Jimmy Durante Blvd
Del Mar, CA (map)
Phone: (858) 755-1161
More info: 

Time:
Sunday-Thursday, 5:30 pm - 10 pm
Friday and Saturday, 5:30 pm - 10:30 pm

Click the link below for more information

http://www.sandiego.org/members/parks-gardens/del-mar-fairgrounds-22nd-daa/events/holiday-of-lights-at-the-del-mar-fairgrounds.aspx

Holiday Celebration Highlights

The Holiday of Lights at the Del Mar Fairgrounds is a spectacular drive-through light show and exhibit, themed for the holiday season, with more than 400 crowd-pleasing, family-oriented displays. The displays are organized into themes, which include: Candy Cane Lane, Toy-land, San Diego County Fair, Treasures by the Lake, Del Mar Racetrack, the Twelve Days of Christmas and Elves at Play.

Mission Inn Festival of Lights, fun for everyone!

http://www.missioninn.com/festival-of-lights-room-packages.cfm

Thinking about refinancing your home loan

Thinking about refinancing your home

Are you thinking about refinancing your home? Here at Pac West we specialize in refinancing your home loan and getting you  a record low interest rate, close your loan quicker than most lenders, and we offer great customer service! Don't wait call us today direct at 800-641-7490. We are here to answer any of your questions, concerns and get you started as soon as possible! Serving Orange County, Los Angeles, Riverside, San Bernardino and surrounding areas area.

www.2ndopinionhomeloans.com

800-641-7490

FHA Back to work-Extenuating Circumstances Program

FHA Back to Work – Extenuating Circumstances Program

The Federal Housing Administration recently released new guidelines for borrowers who “experienced periods of financial difficulty due to extenuating circumstances” that would allow them to purchase a home with an FHA loan 12 months after a short sale or foreclosure.

Known as the “FHA Back To Work – Extenuating Circumstances Program”, the FHA removed the familiar waiting periods that typically followed a credit event that resulted in a default on a loan, and subsequent loss of the home.

This FHA loan program allows borrowers who were harmed financially due to loss of a job and/or a decrease in earnings of 20% or more that lasted 6 months or more. If the borrower can meet the criteria of the FHA Back To Work – Extenuating Circumstances Program, they could be eligible to obtain FHA mortgage financing after re-establishing good credit for 12 months after a short sale or foreclosure.

Eligibility
Borrowers must be able to document the circumstances and event that was beyond their control due to loss of employment or significant loss of income and must have recovered from the event (including reestablished satisfactory credit for a minimum of 12 months). HUD is also looking for a satisfactory credit history prior to the event.

You may be eligible for the FHA Back to Work program is you have suffered the following:

§  Short sale

§  Deed-in-lieu

§  Foreclosure

§  Chapter 7 bankruptcy

§  Chapter 13 bankruptcy

§  Loan modification

§  Forbearance agreements

To qualify for the FHA Back to work Program, you must meet the minimum eligibility requirements.

§  You must have experienced a negative economic event (short sale, deed-in-lieu, foreclosure, Chapter 7 bankruptcy, Chapter 13 bankruptcy, loan modification, forbearance agreement).

§  You must demonstrate that your household income declined by 20% or more for a minimum period of 6 months, which coincided with the negative economic event.

§  You must be able to show a full recovery from the impact of the negative economic event.

§  You must complete housing counseling prior to closing.

For full details on the FHA Back to Work Program call Julian or Leah today at 800-641-7490.

www.2ndopinionhomeloans.com

If you are buying a home get a second opinion

If you are buying a home make sure you get a second opinion from Pac West Home Loans Rancho Cucamonga CA! Call us today or click the link below to go to our website.

http://www.2ndopinionhomeloans.com/

800-641-7490